All of our representatives are employees of NEW. As an employee of NEW, you do not incur any costly or extensive obligations that are required of an independent contractor, including filing as an S Corp or LLC, filing quarterly tax returns, being responsible for all FICA and Social Security payments, or maintaining ongoing legal and accounting records. In addition, we don't expect our representatives to bear the risk of not being paid between calls (particularly during slow call periods) or the expense of costly training, both of which are typical in an independent contractor relationship. Most importantly, however, our representatives are an integral part of our team and our culture—a status that can only truly be achieved as an employee.